Lend. Borrow. Stake. Trade.

Folks Finance is a community-driven decentralized platform providing permissionless DeFi tools across multiple networks.

Total value locked

Available on

folks airdrop

The FOLKS Airdrop Season 1 Claim is live!

Folks Finance's Products

xChain

Swap, deposit, and borrow assets across multiple networks using Folks as your portfolio's hub.

Available onAvalanche

Algorand app

Experience a full DeFi suite from Algorand's largest protocol – lending, borrowing, liquid staking, loan looping, DEX router & more.

Available onAlgorand

xPortal

Transfer FOLKS and other Wormhole NTT tokens across blockchains quickly and securely.

Available onAlgorand

...and audited by best-in-class experts.

Build on top of permissionless smart contracts using Folks’ SDKs.

Crosschain

Leverage the crosschain lending infrastructure to borrow and lend across all supported networks.

Folks Router

Get the most efficient swaps on Algorand through Folks Router, our built-in DEX aggregator.

Simplicity

The robust JavaScript SDK lets you build with ease and make the most of all the Algorand markets.

Whether in need of Folks Tutorials or DeFi basics, Folks Academy’s video collection will quickly get you up-to-speed.